Konnach Jam3iya
An offline app for running a savings circle — the jam3iya, tontine, ROSCA or committee your family and friends run — and tracking interest-free loans between people. Who pays, who collects, and when — worked out for you. Arabic-first and fully right-to-left, with French and English alongside.
Live & shipping
Free
7 technologies
Why we built it
Millions of families across the Arab world and beyond run savings circles — the jam3iya, daret, tontine or susu — from a paper notebook and memory. Konnach Jam3iya replaces the notebook without changing the tradition: fully offline, Arabic-first, and no arguments about who paid.
What it does
11 capabilities, end-to-end.
100% Offline — no account, no server, no network calls
Any rhythm: weekly, bi-weekly, monthly — with half and double shares
A fair draw picks the payout order
Clear schedule: who collects each round, and exactly when
One-tap payment recording, partial payments & waived rounds
Interest-free loan tracking — the amount owed never grows
Written acknowledgment of debt with the amount in words
Warm, respectful WhatsApp reminders you review and send yourself
PDF statements per circle or per member
Arabic-first & full RTL, Hijri or Gregorian dates, Arabic-Indic numerals
One-file backup, restore & merge
Screenshots
Built with
Native-quality mobile experience powered by a modern React Native + Expo stack.
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